Insurance

Insured and Assured

All of us want to be insured and assured when it comes to our health. No matter where we are in the world, we want to make sure that our life is indeed in good hands. Because of this, we will focus on the best medical insurance in Hong Kong with worldwide coverage.This article will showthe best kind of medical insurance available out there that we can set as standards in choosing for our medical insurance that we want to have as ours.

If we were to look at the best medical insurance in Hong Kong with worldwide coverage, Cigna Plus Medical Plan could be the right answer for you. Cigna Plus Medical Plan is known to provide annual medical coverage of an amount up to HKD 1 million, for as low as a rate of a few dollars per day. The hospital and surgical benefits are part of the medical coverage which means that these benefits can be up to HKD 1 million as well. There is also a wide range of deductible options that you’re able to use and tailor for your protection. Now, this medical plan also offers such deductible options which can range from HKD 30,000 to 200,000 per annual policy year, all in addition to three plan levels of accommodation type. Another benefit to look at is the guaranteed lifetime renewal. This plan and its policy are guaranteed to be renewable every year without regarding your health or claims record. There is also no known individual premium loading. This premium will also not increase due to any changes in any health conditions of the individual, claims records or even occupation.

medical insurance

Now, since we are looking for the best medical insurance in Hong Kong with worldwide coverage, we shall then discuss how and what this worldwide insurance coverage is. Are we sure to be covered with medical insurance or medical plan that can cover any of your hospital as well as surgical expenses all over the globe? Are we sure to be covered and be protected anytime and anywhere?

Cigna Plus Medical Plan’s hospital and surgical benefits are said to offer a coverage amount of HKD 1 million that can cover necessities such as room and board of up to 270 days per year. It can also cover one’s surgical, anesthetists and even an operation theatre expense. Aside from these, your pre-admission as well as post-hospitalization treatments, Magnetic Reasoning Image (MRI), Computed Tomography (CT) Scan, and Positron Emission Tomography (PET) Scan services are also covered. The best part of this? It has worldwide coverage. In addition to all these, as mentioned earlier, there are also deductible options which, as said in the previous paragraph, ranges from HKD 30,000 to 200,000 per policy year to ensure and suit to your specific needs.

Feeling assured enough? That’s good. You now have set good standardsas you look for the right medical plan for you.

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